2017年4月17日 星期一

馬祖的藍眼淚怎麼拍? --- 轉po文

雖然這一篇文章是舊聞了,但是還是很實用,尤其愛好攝影想去馬祖旅遊的人朋友,可以再看過一次。
近年來在馬祖地區掀起追藍眼淚的熱潮,這個神秘的嬌客現身在每年春夏之際,如同電影《少年Pi》的絕美場景,藍眼淚每到季節於馬祖沿岸海面上發出夢幻的藍光,讓國人、甚至是國外的旅客為之瘋狂,但究竟藍眼淚是什麼?怎麼拍出藍眼淚?本文整理出「追淚達人」、「攝影達人」的藍眼淚攻略,讓讀者一篇就懂這世界奇景藍眼淚。

什麼是藍眼淚?
俗稱的藍眼淚到底是什麼?目前有藻類與蟲類兩種說法,經過多年的科學研究,有學者說是夜光藻、渦鞭毛藻,也有人說是介形蟲,大部份說法偏向夜光藻。藍眼淚的本性必須經過擾動才會發出光芒,這也是為什麼總是在沿岸才看得到藍眼淚的原因。


藍眼淚怎麼被發現的?
根據連江縣攝影學會理事長王敦濤表示,當年馬祖國家風景管理處職員顧哲嘉,本身熱愛拍照,某個夜晚他獨自到海邊拍照,慢速攝影之下發現海面竟散發淡淡藍光,這讓他驚訝不已也相當好奇;於是夥同攝影達人王敦濤等人,一同再前往海邊進行拍攝,發現藍眼淚數量驚人,於是決定撈起一些海水請教科學領域的專家。


不過,事實上馬祖當地老一輩的船夫們表示,藍眼淚早在他們小時候就有了,每天天未亮就得出海捕魚的他們,每次將船槳划動時,海面上都會發出微微藍光,但因為從小看到大,他們並不認為有何稀奇,但對現代人來說卻是相當具有吸引力的畫面。


怎麼樣才會看到藍眼淚?
這題也就是藍眼淚的「成因」,東莒當地民宿業者、帶領旅客「追淚」多年的鄭智新表示,光害、水色、風浪、流速及地形,是五大最主要影響藍眼淚出沒的因素。

光害:最大原則沒有光害,夜晚要看到微光光害一定要越低越好,因此觀賞藍眼淚的地方通常伸手不見五指。
水色:水色要很清,藍眼淚有另一個稱號叫「水星」,水色若不夠清澈,亮度就不大
風浪:風浪要平靜,浪很大白浪花一直拖曳,浪平就可更清楚看到藍眼淚。
流速:非風浪而起的水流,急的流速向岸邊推擠時浪高就不會超過50公分,因為超過50至70公分以上的就會變成白浪花。
地形:馬祖常見的斜平地形,經常長滿藤壺,因此藍眼淚不斷受到刺激,因此地形越不規則、成斜平狀,讓藍眼淚不斷受到刺激之下,亮度就會更亮,


藍眼淚的季節是什麼時候?
鄭智新表示,藍眼淚大發的季節多在6、7、8月,從無月光害從農曆的23號開始,一直延伸到初三初四初五,但還得配合配合每日的月出時間,計算藍眼淚最佳拍攝的時間點。



怎麼樣才可以拍到藍眼淚?
看到藍眼不夠,還想要把親眼所見的藍眼淚「帶」回家,技術面的問題也是一門學問,王敦濤從器材到相機的設定建議旅客,依照以下的步驟能較容易拍攝到美麗的藍眼淚。

器材:
1
、數位相機(建議類單眼以上)
2
、廣角鏡:為拍到海邊的大景,整體照片呈現會更美。
3
、快門線:因為長時間的曝光,若用手持按手會酸、也會抖動造成畫面晃動,因此快門線是必備小工具。
4
、腳架:腳架越穩越好,因為海邊風強,能避免相機被吹倒,也能穩定畫面。
5
、手電筒(最好有頭燈):除了在黑暗中走路使用,在做相機設定時也需要手電筒的輔助。
6
、可計時的碼表或手機:藍眼淚的長時間曝光通常要至少30秒以上,碼表就是用來計時而不需費心默數。

相機的設定:
1
、白平衡:手動白平衡約設定2500~3500,自動白平衡容易相片偏紅
2
、ISO:現在的單眼相機一般都有一萬以上的ISO可設定,可先用高ISO6400以上進行構圖設定,再調回600~1200,可降低ISO的產生。
3
、B快門:B快門可配合ISO的設定調整,可進行更多的時間控制,因此基本上拍攝藍眼淚都會選擇B快門。
4
、光圈:一般拍攝藍眼淚光圈需開到最大,光圈約落在F2.8~F5.6之間。
5
、對焦:黑暗的海邊通常無亮點可對焦,若手邊有聚光燈可使用自動對焦,但一般拍藍眼淚需手動對焦,從無限遠拉回一點可確保焦距。
6
、降噪:長時間曝光後照片會產生噪點,相片品質會變差,在相機設定裡操作,特別注意降噪,拍攝時間多久降噪時間就要多久,假設快門時間3分鐘,降噪時間就要3分鐘,因此該張照片完成時間需要6分鐘。

▼連江縣觀光局拍攝的藍眼淚攝影技巧教學影片。

在哪個地方拍最好?
王敦濤表示其實沒有絕對,只要在馬祖海岸線都有藍眼淚。南竿的大漢據點、北海坑道一帶是最早發現的地點,安全性相對較高,但光害也較多。鄭智新則表示,東莒因為濱海的道路多,因此相較可觀賞藍眼淚的地點也比較多,像是大砲連、神秘小海灣及大埔石刻等等,都是常見藍眼淚的地區。

注意事項:
鄭智新強烈建議,在追藍眼淚的時候,白天一定要去勘景,並盡量找熟路的當地人帶領,主要是安全的考量,也能觀察天氣、地形等等,追淚成功的機率的比較高。另外,王敦濤也建議一定要著長袖衣物、防蚊液及小護士藥膏防止蚊蟲叮咬,並穿較防滑的鞋子,避免較滑的斜坡地。





2017年4月14日 星期五

Singing Peking Opera but the English lyrics!!

哈~我喜歡舊東西加上新元素進去,京劇的腔調唱英文歌,還有後面一些流行的唱法!

LoL! I like this video that's old Peking opera and the English lyrics. It's new!


2017年4月11日 星期二

Ultra Premium Telephoto Lens Released. Tests on Smartphones Shown to Outperform DSLRs!

If you often take photos with your phone, this might be the most interesting article you will ever read.

HDZoom360 today announced they have released a super-premium smartphone telephoto lens that brings professional image quality to today's smartphone cameras.
Images produced by HDZoom360 have been tested and found to equal or exceed the photos produced by lenses from the top makers in the world. We're extremely proud to have manufactured such a high-quality product at such a modest price point, thanks to computer design and advanced CCD fabrication.
We've all experienced moments where what you see is far more epic than what you can capture with your smartphone camera. Most of the time you try and try, hoping for that lucky photo but all you get are blurry shaky images. With HDZoom360, you will be able to zoom in 18x and focus on what your smartphone can’t. With its included stabilizing tripod, you will get the perfect picture every time!


ZOOM In & Get Focused...

HDZoom360 lenses are Ultra Multi Coated to enhance contrast in all light conditions, allowing for great photos in any environment.

HDZoom360 easily mounts to all smartphones - Apple, Android and virtually any other phone made by any manufacturer. You don’t need any special knowledge or technical ability. Simply clip on the lens with the high-tensile adjustable bracket and attach to its stabilizing tripod. It only takes seconds!

Why Does It Work so Well?



HDZoom360 uses real glass to magnify the image. It's called optical zoom.
When you zoom in using your standard phone's camera it is called digital zoom. Digital zoom is not really zoom. It takes a central portion of the image and enlarges it, thus 'simulating’ optical zoom. The result? Low quality images. If you've been regularly using digital zoom on your phone and wondered why your pictures do not look that great, now you know why.
In contrast, optical zoom is a true zoom. It uses optics (lens) to bring the subject closer. This is the only way you can get amazingly sharp pictures across the focal range.




Where can I buy it?

You can buy it directly from the company's website by clicking here.

Guess what, last week we ordered a kit ourselves to see if the lenses really stand up to their claims...
We could already tell by its packaging that this is a premium product. Inside there was the high performance 8 x 18 zoom lens, a clip-on to make sure the lens fits your phone and a stabilizing tripod.
First of all, it is unbelievable how crisp and clear pictures taken with HDZoom360 lens look! Even our followers on Facebook and Instagram immediately noticed the immense change in quality of our images that we often share.
You can literally zoom all the way in without losing much of the image quality! If you have ever tried zooming on your smartphone, you know how terrible the images turn out. This is a game changer!
We absolutely love HDZoom360 and think that every smartphone owner should get this lens. Seriously, it's just like having a professional camera in your pocket!

information source:http://www.studylifestyle.com/2017/hdzoom360/6/?cid=14&utm_term=nbcnews&sxid=4on0pqcg0d5e

2017年4月9日 星期日

Windows 3.1: Twenty-five years later, it's still a Microsoft milestone



Imagine a world without the Start button. No, I'm not talking about Windows 8. Dig deep into your memory, and you may recall a time when Windows 3.1 ruled the Earth.

Twenty-five years ago this month, Microsoft released version 3.1 of its MS-DOS graphical-shell-turned-operating-system. Windows 3.1 became the first version of Windows to be widely distributed with new PCs, cementing the dominance of Microsoft's OS on the IBM PC platform and signaling the dawn of the Golden Age of Windows.

In honor of this anniversary, let's take a visual tour through Windows 3.1. In the following slides, I'll highlight many of the innovations this colorful GUI brought to Windows for the first time.

2017年4月4日 星期二

Doggo just chilling in his van truck


Sometimes we can discover Doggie has good talet about acting!

St Petersburg metro bombing suspect 'from Kyrgyzstan'


The man suspected of killing 14 people by bombing a St Petersburg train is a native of Kyrgyzstan who obtained Russian citizenship, the Central Asian country's security service says.
Forty-nine people were injured in the explosion between two underground stations on Monday afternoon.
The Kyrgyz security service named the bomber as Akbarzhon Jalilov, who it said was born in Osh in 1995.
There are conflicting reports as to whether he was a suicide bomber.
Kyrgyz state media said the country's security service was "maintaining contact with the Russian secret service for further investigation".


Russian President Vladimir Putin places flowers in memory of victims of the blast in the Saint Petersburg metro outside Technological Institute station on April 3, 2017
Image copyright AFP
Image caption Russian President Vladimir Putin visited the scene on Monday evening and laid flowers
Authorities in St Petersburg have declared three days of mourning.
The death toll was raised from 11 to 14 on Tuesday morning after three people died in hospital.
Russian President Vladimir Putin, who was in St Petersburg - his home city - when the blast occurred, visited the scene on Monday evening and laid flowers at a makeshift shrine.
Russian investigators have given few details. No group has said it was responsible.


A picture shows the damaged train carriage at Technological Institute metro station in Saint Petersburg on April 3, 2017
Image copyright AFP/Getty Images
Image caption The badly damaged train came to a stop at the Tekhnologichesky Institut station
World leaders rallied behind Russia in condemning the blast.
The White House said President Donald Trump had spoken to Mr Putin by phone and offered "full support" in bringing those responsible to justice.
"Both President Trump and President Putin agreed that terrorism must be decisively and quickly defeated," a statement said.
German Chancellor Angela Merkel described the blast as a "barbaric act" and EU foreign policy chief Federica Mogherini said Europe's thoughts were with the Russian people.
What we know so far
Events as they happened
In pictures: St Petersburg metro explosion
First images from the scene showed a train at Tekhnologichesky Institut station with a hole blown in its side and wounded passengers on the platform.
Initial reports suggested there had been two explosions, one each at Sennaya Ploshchad and Tekhnologichesky Institut stations.
But the Russian National Anti-Terrorist Committee later confirmed there had been only one explosion, between the two stations, at about 14:30 local time

Senior investigator Svetlana Petrenko told Russian media the train driver's decision to continue to the next station almost certainly helped save lives, as it allowed people to be rescued quickly.
Andrei Przhezdomsky, the head of the National Anti-Terrorist Committee, said the explosion was caused by "an unidentified explosive device".
The discovery of an explosive device at another station, Ploshchad Vosstaniya, also suggested a co-ordinated attack.
Interfax said the bomber was known to have links to radical Islam.
The news agency said he died in a suicide blast and was identified through his remains. But the president's spokesman, Dmitry Peskov, would not comment on reports a suicide bomber was to blame.
Another agency, Tass, reported that a woman may also have been involved in the explosion.


Map showing scene of explosion in St Petersburg - 3 April 2017
St Petersburg's metro system, which is used by more than two million passengers every day, has not suffered previous attacks.
Several transport hubs in Russia have, however, been attacked. In 2010, 38 people died in a double suicide bombing on the Moscow metro.
And a year later, a bomb exploded on a high-speed train travelling between Moscow and St Petersburg, killing 27 and injuring another 130.
Both attacks were claimed by Islamist groups.

Information source:http://www.bbc.com/news/world-europe-39486640


2017年4月1日 星期六

Grandparents celebrate anniversary with adorable piano duet




An elderly couple’s grandson said his grandparents “… have loved music their entire life. The piano they’re playing in the video is actually a restored antique Steinway from the 1800’s.” This is quite evident in this video featuring his grandparents recreated a part of the Pixar movie, “Up.”




For their 60th wedding anniversary, the movie couple decided to recreate the characters of Carl and Ellie from the famous film. Their grandson was more than willing to help out. In the movie scene, Carl and Ellie are shown growing old together, smiling and laughing as photographs from their past scroll by in a heartwarming scene.
“They really loved the movie, and it was incredibly fun working with them for the video,” Jason Lyle Black, pianist, and grandson of the 80-Year-Old couple
.
Also included in the homemade celebratory video was Carl’s tennis-ball cane, and Black dressed as the Wilderness Explorer Russell from the movie. Black is a lifelong devoted fan of his grandparents’ piano duets. Since childhood,  he says the video is a “family treasure” for all nine kids and dozens of grandchildren. “The night we posted the video, we had the whole family together, and we had grandma’s cookies,” Black said. “It was perfect.”
Tissues ready? You are going to love this tender story told with love.

information source:http://www.ntd.tv/inspired/video/pixars-real-life-80-year-old-grandparents-celebrate-anniversary-adorable-piano-duet.html



2017年3月31日 星期五

2 baby boys and two baby girls – two sets of twins in the same pregnancy

Josh and Miranda Crawford were pregnant and very, very happy they were! They were unsuccessful in trying to get pregnant with a second child (Miranda and Josh already had a baby girl still in diapers), so they opted for in vitro fertilization. That is when they learned they were a rare exception, a part of 1% who give birth to two sets of twins that share the exact same DNA. Two boy twins and two girl twins, plus an older baby sister grew their family instantly from two to seven! They had a lot of help from family and friends helping them care for the infants, but they eventually hit their stride and navigated their way to parental autonomy. Even they were surprised they could handle all (gulp) FIVE babies at once!



2017年3月29日 星期三

銘傳學生不用再爬25樓了!電梯10月完工可一路坐到山頂

位於台北士林區的銘傳大學以「樓梯多」著名,從校門口到傳播學院H棟最高樓共有396個階梯,相當於25層樓高,目前學校已通過北市電梯設置申請,預計五座電梯會在今年10月底完工啟用,讓每天流汗爬山上學的銘傳學子相當期待。

▲銘傳大學校內共有綿延不絕的樓梯,爬一趟可以消耗卡路里61卡。
目前銘傳校內只有一座3層樓高的「包奶奶」專用的電梯,因創辦人包德明行動不便,才會在行政大樓設有一座緩慢的小電梯,學生口耳相傳校內要蓋電梯已經好幾年了。銘傳大學公關室新聞組組長林妙影表示,未來這五座電梯分別位於B樓(3座)、E樓和H樓,每座電梯樓層約5~6樓,希望可以打造友善校園,體恤行動不便者。
台北銘傳校園位於福山山坡上,50多年歷史的校舍建築要蓋新電梯,需要經過繁瑣的土地評估,從2013年開始進行電梯設置評估,歷經申請、會勘、審議等程序,等了4年才終於要蓋電梯。

▲未來電梯預計在B棟、E棟和H棟,共有五座。(圖/銘傳大學提供)
過去要上H棟的課程都得先爬近400個階梯,進教室已經滿身大汗,沿路更時常看見同學停下來喘氣、休息,甚至會有人相約在山下共乘計程車上山。現在確定銘傳校園內要蓋五座電梯,學生們都很開心,尤其教室位在最高層的傳播學院學生笑著說,「有電梯之後,以後上早八的課意願更高了」。
未來銘傳的學生可以坐電梯吹冷氣,取代過去的流汗爬樓梯,消息一出讓許多已經畢業的學長姊抱怨坐不到,更說無法再以「銘傳畢業,爬山不喘」這個封號自豪了,但也有人憂心到時候大批人潮等著搭電梯,恐怕吃不消;對此,校方樂觀地說,大學課程都是分散的,應該不會有這樣的情況發生。

▼爬銘傳樓梯影片,許多學生偷偷抱怨會邊爬邊罵。



 ▼銘傳大學位於山坡上,因此在高處可以看到漂亮的夜景跟日出。


資料來源:http://www.ettoday.net/news/20170321/889004.htm?from=fb_et_share

2017年3月23日 星期四

Happy NPD ~ (National Puppy Day!)

Save A Puppy

Millions of unwanted puppies sit alone in the shelter every day. Many never make it out to enjoy a life of love and security. Please don't buy a puppy from a pet store, which only supports puppy mills that neglect and torture dogs. If we are ever going to fix the problem of pet overpopulation, it starts with YOU! Be part of the solution...not part of the problem. Please support DON'T SHOP!




2017年3月20日 星期一

Why Charo Will Get All Our Votes on ‘Dancing With the Stars’


Fans are probably hoping for flamenco guitar and infectious salsa beats as Charo joins Dancing With the Stars, which has its season premiere tonight. And while the sassy Spanish performer is doing her best step ball change, she’s also working to create positive changes for animals. Here are four reasons to vote for her this season:



  1. In this video for PETA, she urges Spanish and Latin communities to ban the “sport” of bull torture. Even as a child growing up in Spain, she recognized that bullfighting was “barbaric.” Her father took her to bullfights, and the sight of men taking turns wounding bulls until a matador (Spanish for “killer”) fatally stabbed the suffering animals made her determined to stop these cruel spectacles.
  2. Charo has sent personal appeals to government leaders urging them to ban bullfighting.
  3. She recorded a dance club hit and viral video titled “España Cañí: Dance, Don’t Bullfight.”
  4. When Pamela Anderson was competing on Dancing With the Stars, she called her paso doble (a traditional Spanish dance based on the interaction between a matador and a bull) “Dance, Don’t Bullfight,” and Charo helped out during rehearsals with the choreography.

What You Can Do

Help Charo advance on Dancing With the Stars by casting your vote, and help end bullfighting by contacting Spain’s Ministry of Education, Culture and Sport and asking that bullfighting schools be closed immediately.




information source;http://www.peta.org/blog/charo-will-get-votes-dancing-stars/

2017年3月19日 星期日

First Day of Seasons 2017

When Do Spring, Summer, Autumn, and Winter Begin?
Spring, Summer, Fall, Winter 360

Find equinox and solstice dates for 2017 and 2018—specifically, the March equinox, the June solstice, the September equinox, and the December solstice.


When Do the Seasons of the Year Begin?

Listed below are the equinox and solstice dates and times, based on the Eastern Time Zone (ET). Adjust to your time zone. Note that an almanac is an astronomical “calendar of the heavens;” these dates are not based on local meteorology.
For readers of The Old Farmer’s Almanac, these dates mark the start of the spring, summer, autumn, and winter seasons in the Northern Hemisphere.
Note: The times are based on Eastern. Subtract 3 hours for Pacific time, or whatever is relevant to your time zone. In the case of Summer Solstice 2017, the date will shift back to June 20 for some time zones.

Seasons of 2017:
SPRING EQUINOXMarch 20, 6:29 A.M. EDT
SUMMER SOLSTICEJune 21, 12:24 A.M. EDT
FALL EQUINOXSeptember 22, 4:02 P.M. EDT
WINTER SOLSTICEDecember 21, 11:28 A.M. EST
Seasons of 2018:
SPRING EQUINOXMarch 20, 12:15 P.M. EDT
SUMMER SOLSTICEJune 21, 6:07 A.M. EDT
FALL EQUINOXSeptember 22, 9:54 P.M. EDT
WINTER SOLSTICEDecember 21, 5:23 P.M. EST


Why Do the Seasons Change?

The four seasons are determined by shifting sunlight (not heat!)—which is determined by how our planet orbits the Sun and the tilt of its axis.
Equinox solstice cycle
Photo Credit: NASA

On the summer solstice, we enjoy the most daylight of the calendar year. The Sun reaches its most northern point in the sky at local noon. After this date, the days start getting “shorter,” i.e., the length of daylight starts to decrease. See our First Day of Summer page.


  • On the autumnal equinox, day and night are each about 12 hours long (with the actual time of equal day and night, in the Northern Hemisphere, occurring a few days after the autumnal equinox). The Sun crosses the celestial equator going southward; it rises exactly due east and sets exactly due west. See our First Day of Fall page.
  • The winter solstice is the “shortest day” of the year, meaning the least amount of sunlight. The Sun reaches its most southern point in the sky at local noon. After this date, the days start getting “longer,” i.e., the amount of daylight begins to increase. See our First Day of Winter page.


  • information source:http://www.almanac.com/content/first-day-seasons-2017




    手機付錢好方便?鄉民突破盲點:中國其實是不得不推行動支付

    15418462009_37fa4aed05_z
    其實,這篇文章算是有看到事實,中國都市現在有些物質確實砸的很兇。不過, 看到真相,也要看到真相背後的真相。哪怕是事實,如果解讀太片面或太粗淺,也無法了解事實的全貌。
    原文主角參加一個「兩岸參訪團」的活動,這種活動說穿了,其實就是主辦單位帶大家在都市或校區逛兩圈,在裝潢富麗的酒店下榻參加歡迎晚宴,領導西裝筆挺來陪大家舉杯,然後去購物大樓吹冷氣體驗都市繁華、偶爾進進某些大學校區走馬看花,如果沒有深入產業和問題的最前線,是不可能真正了解社會現實的。
    加上參與的人是缺乏社會經驗的大學生,也就難怪他們能做的解讀只有「和文革啃樹皮年代不一樣」。
    但是我國高中在台北學社會科時,就已經講過中國改革開放,地理區位的勞力密集代工、都市更新、產業轉型,如東莞這些都課本上有的,還是重要考點!但 為啥統媒文總是說台灣老以為中國還在大躍進?
    當然要先說你們蠢,自己才可以擺出啟蒙者的姿態摟。另外吼,中國幅員很大,各地方差異巨大,就算在他們一線城市,郊區和市區也有很大變化。以管窺豹得出的結論絕不能想當然的演繹。任何地方物資發展過快,都會有金玉其外敗絮其中之處,比如城市有地鐵,有無是一回事,不能說明什麼,還要看地鐵經營如何,整個交通網路改善與否才是完整的評價態度。

    中國行動支付好方便好發達?

    中國行動支付的推行有其不得不的背景,一是實體通路確實不發達。 尤其在郊區和非一線城市,進而就會影響到稅收管理、商品產權和安全的管理。把這些流通統一到行動支付的電商下課稅,聊勝於無,實屬權宜,絕非欣然為之。
    二是流通紙幣的污損和假造嚴重 ,大多人去中國都是觀光心態,去銀行換一大疊全新的一百元面額毛爺爺,這種人感受不到實體紙幣的殘破現實。但到當地待一陣子之後 就可以拿到各種神奇紙幣了:頭尾分離用膠帶黏起來的、中間被撕開的、有塗鴉簽名甚至廣告留下電話的、紙質揉爛感覺一碰就要破的,像你買東西卻找錢拿到一個不知能否使用的紙幣,這可是很尷尬的。
    而目前人民幣最大面額只有一百元, 對於市場交易也真的不是很堪用 ,大家設身處地想想如果實體紙幣是這個樣子,行動支付的吸引力會不會比較高?有些情形演變至今 未必是出於值得自豪的上進心,多是出於實用需要的無奈感而已。
    看問題只看表象而的不夠細,就會有錯誤的解讀。 況且行動支付這回事,在金融法規和金融秩序上是有爭議的,比如支付寶、余額寶、微信支付幾個方式。一來他們不是真正的金融業,有些行為難以管理;但是另一方面,使用者把錢存進去,透過他來支付,這種行為其實又具有金融色彩。
    像余額寶就是和銀行定存一樣會提供利率,於是有評論認為 余額寶是金融業的吸血蟲 。畢竟騰訊和阿里巴巴不是金融業,也不是從事金融借貸融資投信投顧的商業模式。你給銀行的存款是會以融資形式進入市場給企業的,但是給阿里巴巴和騰訊的「存款」呢?只是成為該公司可以自由利用的熱錢而已。
    錢只給特定公司而不通過金融業流入需要的企業會怎樣? 一是養出超級巨獸,走向壟斷,並連帶在非經濟領域取得巨大影響力,比如馬雲、騰訊。二是金融業經營日漸嚴峻,久之影響到廣大企業和社會的融資活力 ,當然目前中國錢多還沒展現出來。
    另外,因為騰訊和阿里巴巴不是金融業,要是哪天公司經營爆炸了,也不像金融業有政府維護安定的機制,到時候債權人絕對是欲哭無淚。說穿了就是披著非金融業的皮享盡法外的方便,又不承擔金融業承受的社會責任。
    至於現在立法管制沒我就不清楚了,我看是很難。使用者當然覺得我不用去銀行開戶填資料超方便,利率又比較高,超讚。還可以配合騰訊或阿里巴巴的各活動有優惠呢, 超讚。但只要有點金融知識和法律知識的人就會知道, 這個畸形狀態絕對是社會隱憂 。對於講究保守、嚴謹、安定的金融秩序來講,這種現象絕對是知識分子的眼中釘肉中刺。
    也只有中國敢在立法沒完備的情況下玩這麼大,換句話說就是「我他嗎才不管你債權人去死」。金融這東西,使用者但凡覺得越隨便越簡單,幹,那就越危險好嗎。錢這東西不嚴謹對待反而不正常,類似金融的行為不受完整法規監管會怎麼樣,真是不敢想像。
    所以,多讀點書,中國現狀絕不是完美的,別隨便亂舔。

    台灣真的非行動支付不可嗎?

    真的要說非紙幣支付…… 台北悠遊卡算不算?使用的通路可能沒那麼多,那信用卡呢?夠多了吧。買賣交易支付方式本來就是根據現實需要演進的,貝殼、刀幣、通寶、銀兩、白銀、紙幣、匯票,尤其 台灣有便利商店,atm 覆蓋率算很高,中國則覆蓋率非常低,跨行手續費也比較高,所以兩邊紙幣流通的方便度當然不一樣。
    行動支付的盛行與否也就自然不同,經濟啊、歷史啊、老師都有教,多讀點書,不要參加個燈紅酒綠的統戰夏令營就丟了知識,老師都在哭。悠遊卡剛可以用在便利商店時對於通勤的國高中生來說真的差很多,不是台灣沒非紙幣支付,是你沒體驗到或選擇性忽視。當然,通常拿中國的行動支付來哭么台灣的,都是沒在用信用卡的學生……。所以他們不理解刷卡的感覺。
    看這篇新聞的主角還只是大學生就可見一二了… 這種人在台灣用慣了紙幣支付,到當地發現大家都支付寶,自己只能找錢的時候拿到破破爛爛的綠色一元鈔,心有所感,很正常,大家聽聽就好不必當真。
    補充一下,我沒有說中國的行動支付不方便噢,我只是指出容易被忽視的其他事情。 不過吼, 以台灣現在的買賣交易支付方式,你們真的覺得不夠方便嗎? 紙幣管理良好、 atm 覆蓋率高、無線網路覆蓋率高、還有便利商店各種代付。仔細想想,國內不學中國去搞那套有金融法爭議的行動支付是有原因的,看事情要看得細緻點,才不會有失偏頗。
    結論:任何事情都一樣,看到真相,更要看到真相背後的真相。尤以當代台灣與中國的敏感情勢,錯估事實的行為可能會釀成惡果,不可不慎。多讀點書。歐,然後統媒吃屎,你們毫無新聞倫理可言。

    資料來源:https://buzzorange.com/techorange/2016/12/12/ali-pay-in-china-vs-taiwan/


    2017年3月18日 星期六

    處不來就不要勉強相處---朋友只要幾個人相伴


    開心了就笑、傷心了就哭,心情不好的時候試圖讓自己睡一覺;對我好的人銘記在心,討厭我的也不用非要交流。人活著並不是為了討誰歡心,處不來就不要勉強相處,不要自找煩惱,活著不要那麼累。

    ◎不說話卻有默契,才是最好的關係
    人與人最好的關係,並不是有說不完的話、聊不完的天。而是,即使沒有話可以講,也不會覺得尷尬;即使沒有新鮮的事物,仍舊不會覺得無聊。
    因為你們知道你們聚在一起,不是為了要去完成什麼事、或是去什麼地方,單單只是彼此互相陪伴的感覺。他犯錯的時候,你會罵他,之後站在他那邊;你哭的時候,他不會叫你不要哭,只是拍拍你的肩膀待在你身邊;他跌倒的時候,你不會在背後訕笑,而是伸出手拉他一把;你歡欣的時候,他會由衷替你感到開心,而不帶嫉妒。
    你們喜歡待在對方身邊,並不是因為覺得對方有多完美,而是知道無論自己再如何不完美,但對方仍會把自己在心裡面。

    ◎朋友不用太聰明,但卻要能互相珍惜
    在好朋友面前總是不太聰明,其實是因為信任。
    因為知道在他身邊可以安心做自己,無需偽裝。這是因為,跟他相處不需要自己費盡思量去猜測與應對。常常人並不是真的笨,而是在他的面前不需要聰明。
    世界總是很複雜,人跟人之間也難免有摩擦,所以更珍惜可以珍惜彼此情誼的人,不用學會說最好聽的話、不用給得最多,只要真誠相對就很足夠。

    ◎與人來往要單純一點,但不要傻過了頭
    有些以為會留下的,結果只是經過;有些以為只是路過的,卻待得比誰都久;有些以為是對的,結果錯的最多;而有些一開始認為是錯的,最後卻是收穫最多。
    我們無法知道自己會遇見什麼人,也無法猜測誰會停留。
    但一個人對另一個人好都不會是應該,付出都是因為覺得你重要,不要把別人的好視為理所當然。再喜歡也耗盡的一天。朋友之間也是一樣。
    對一個人好可以不問收獲,但不要最後連自己都賠上了,還不被感激。人可以過的單純一點,但不要傻過了頭到無法回頭

    ◎不求所有人都理解,但留下的真心相待
    許多事不說破,但其實心裡都明白。
    是因為知道不管說或不說都不能改變什麼,懂你的一個眼神就領會,不想了解你的再努力也走不進他的心裡。用心相待的朋友努力珍惜,頻率不相同的也不要勉強,不必要把自己搞得這麼累。
    把力氣拿去取悅別人,不如用來讓自己開心,去練習喜歡自己。不要想著讓所有人都能理解自己,有些人不是無法理解,只是不願意花時間去認識真正的你,朋友不用多,身邊有幾個真心的朋友相伴就足夠。

    ◎一起哭過的人,最難得
    到了最後,我們會記得的是陪著自己一起哭過的人,而不總是嬉笑著的。每個人都有自己的辛苦,每個人都有自己的難關,所以沒有義務分些心力過來你身上。然而就是這樣,若有人還願意給予,多麽珍貴。
    人生的路上,會遇到一些人誇你,說他多喜歡你;但也會遇到一些人無緣無故就討厭你,可是到的最後,留下來的才是真的。
    一輩子裡不用求很多人來喜歡,只要有幾個總是相伴在身旁的人在身邊就好。

    資料來源:http://fourone41.pixnet.net/blog/post/220907859